Pay As You Go Workers Comp

Pay-As-You-Go Workers’ Comp

Most states, including New York, require all employers to carry workers’ compensation insurance. But traditional coverage plans can be burdensome to small and mid-sized businesses, involving steep premium down payments, unreliable payroll projections, and potential tax-time audits.

Our Pay-As-You-Go Workers’ Comp plan eliminates upfront costs and the outdated method of annual payroll estimates. We use real-time wages and reporting to calculate exact premium amounts, and then combine payments and payroll into one manageable bill.

Real-time Calculations And Reporting

Real-time Calculations
And Reporting

Bundled Payroll & Premium Payments

Bundled Payroll
& Premium Payments

Protection From Audit Exposure

Protection From
Audit Exposure

Improve Your Cash Flow by Spreading Out Payments

Pay-As-You-Go Workers’ Comp allows you to pay your premium in smaller amounts—at the end of each payroll cycle—instead of starting your year with a large upfront down payment. This provides you with:

  • More working capital to cover other business expenses
  • Fewer premium adjustments due to under-reported payroll
Time Management

Remove the Guesswork. Reduce the Risks

Time Management

We understand that many businesses, especially in the food and hospitality industry, have fluctuations when it comes to staffing, making payroll projections for the upcoming year next to impossible. Our cloud-based Pay-As-You-Go plan removes the guesswork.

  • Premium payments based on actual payroll, not estimates
  • Accurate reporting reduces risk of end-of-year audit surprises

The Accu Data Difference



We're committed to staying at the forefront of the technology used in our industry. We offer comprehensive, completely scalable HCM software, designed to make workforce management easier and more productive.



We pride ourselves on the professional and personal service we provide to our clients. We pay meticulous attention to detail, and to you, with a continual focus on accuracy, efficiency, data visibility and creating a highly engaged workforce.



Accu Data provides our clients with cost-effective solutions and services – from audit-controlled processing to cloud-based software – at an affordable cost with no big spends on hardware or licensing fees.

Ask us about Pay-As-You-Go Workers' Comp Insurance

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